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Mortgages

Compare mortgage rates locally, evaluate lenders, and utilize our calculators to determine affordable home prices. Access expert guidance and updates.

Mortgage basics

A house
With interest rates rising, shopping around is more important than ever.
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Being a novice often feels like a nuisance. However, there are actually perks to being a first-timer.
A comprehensive list to help you find the right financing tool for your dream home.

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The latest

Borrowers meet with a mortgage lender.
While subprime mortgages exist today, they are subject to more oversight.
FHA loans can help borrowers with less-than-ideal credit and cash. But they aren’t perfect.
The Federal Reserve’s decisions have ripple effects, including for mortgages.
A house on a stack of money
Mortgage rates retreat amid swings In markets
Illustrated collage in the shape of a clock
Pay a little more every month, and cut your mortgage interest by a lot.
Brick two-story single-family home
No need to panic, but it’s important to do it right. Your loan may depend on it.
It’s possible to get a mortgage while in credit counseling, but prepare for more underwriting scrutiny.
Senior couple looking at a laptop
Here’s what to consider before paring down your home.
A couple speaks with a financial advisor.
You need to crunch numbers to see if a refi makes sense.
A homeowner makes improvements to an outdoor deck.
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
The bottom line: You can choose to refinance, but you’re forced into a loan modification.
Portrait of bearded man sitting at a table at home filling out a document with pitcher and glass on the table in front of him
A lender may not let you remove a car loan co-signer without refinancing.
Young couple speaking to a banker
Find out if your lender can offer you a better deal.
Illustration of woman looking at a new vehicle at a car dealership
There’s no best car for everyone, but there is a best one for you.
A suburban single-family home with front yard
If you have bad credit, you need to find ways to compensate for the additional risk.
When is it a good idea to refinance
Bottom line: Will refinancing help you save money?
Here are the best mortgage lenders for May 2025.
When it comes to these easier-to-qualify-for loans, these lenders are tops.
Here is Bankrate’s guide to the best 203(k) rehab mortgage lenders.
Here are some of the best bad credit mortgage lenders in 2025.
Here are some of the best mortgage refinance lenders in 2025.
Our list of lenders best suited to helping out a novice homeowner-to-be.
Illustrated image featuring a house
Bankrate’s guide to finding the best reverse mortgage lender for you
OK with doing your loan digitally? These mortgage companies are the tops.
An exterior of a home and yard
Underwater mortgages can occur during an economic downturn when home values fall.
Foreclosed home
Here are strategies for avoiding foreclosure if you have trouble making house payments.
A single-story home with lawn and front path
First off, the mortgage still needs to be repaid — whatever your ultimate plans for the home.
A closeup of a foreclosure sign outside of a home
This legal process could help you keep your home — but it comes with a catch.
Man on his laptop at night
Skipping mortgage payments isn’t free, unfortunately. Here’s how to get even again.
A single-family home in Phoenix, Arizona
Trust us, you don’t want to trigger it. Here’s why.
Illustrated collage featuring a row of houses
A 40-year mortgage comes with lower monthly payments, but higher interest costs.
A group of homes in a neighborhood
A deed in lieu is generally a last resort by a homeowner to avoid foreclosure.
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