Bankrate Data Center
Since 1976, Bankrate has been the go-to source for personal finance data: trusted by journalists, researchers and consumers alike. By combining rate tracking insights across decades with consumer sentiment from our proprietary surveys, we’ve provided 360-views of financial trends for more than 40 years.
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For decades, our exclusive Bankrate Monitor (BRM) National Index has provided Bankrate experts and media direct access to rate averages.
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Keep tabs on consumer sentiment changes with survey data
Discover changes in how people view key economic measures, including their own finances, through Bankrate’s detailed survey data.
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How long would your emergency savings last?
Surveying U.S. adults since 2011
Last updated: May 17, 2024
Emergency savings
How would you pay for a $1,000 unplanned expense?
Surveying U.S. adults since 2018
Last updated: Dec 6, 2024
Emergency savings
Do you have more credit card debt or emergency savings?
Surveying U.S. adults since 2011
Last updated: Jan 3, 2025
Credit card debt
What is your biggest financial priority?
Surveying U.S. adults since 2018
Last updated: Jan 3, 2025
Personal finance
How long have you carried a credit card balance?
Surveying U.S. adults since 2019
Last updated: Nov 13, 2024
Credit card debt
How do you prefer to invest your money?
Surveying U.S. adults since 2013
Last updated: Jan 17, 2025
Investing
What is your personal finance outlook this year?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
What are your financial goals?
Surveying U.S. adults since 2018
Last updated: Nov 6, 2024
Personal finance
How do you define the American dream?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
Homeownership
What's holding you back from homeownership?
Surveying U.S. adults since 2021
Last updated: Mar 4, 2025
HomeownershipThe latest Bankrate data studies by category
A new Bankrate survey shows how distant financial security feels for many Americans.
It can be a smart strategy, provided you understand what you’re risking.
While most homeowners are happy with their choice, many feel some level of remorse.
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Bankrate’s survey on buy now, pay later services shows many users have experienced issues.
New Bankrate data shows money is the No. 1 factor negatively impacting mental health.
Fewer than half of Americans are planning to travel this summer, with costs and lack of interest topping the reasons they aren’t.
Nearly half of credit cardholders carry debt — and many have been in that debt for years.
A new Bankrate survey shows how distant financial security feels for many Americans.
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
New Bankrate data shows money is the No. 1 factor negatively impacting mental health.
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
The gender pay gap impacts all women, but not in the same way.
On average, Americans have kept the same bank accounts for over a decade.
That $100K salary goes a lot further in some metros than others. Here’s why.
Paying down debt is a top financial goal for Americans next year.
It can be a smart strategy, provided you understand what you’re risking.
While most homeowners are happy with their choice, many feel some level of remorse.
Aspiring homebuyers need an annual household income of nearly $117,000 to afford the typical home in the U.S., according to a new Bankrate study.
Along with strategies to stay solvent during your redo.
Nationwide, the typical home costs nearly 37 percent more to buy than to rent on a monthly basis.
This is the salary you’ll need to afford a typical home in your state.
Is it worth using retirement savings to fund a down payment on a home?
More than half of aspiring homeowners in a new Bankrate survey say cost of living and low incomes prevent them from saving for a down payment and closing costs.
Fewer than half of Americans are planning to travel this summer, with costs and lack of interest topping the reasons they aren’t.
Nearly half of credit cardholders carry debt — and many have been in that debt for years.
Overspending for points or cash becomes futile when interest charges kick in.
Rate cuts from the Fed usually help borrowers. They aren’t right now.
Many Americans keep financial secrets like hidden expenses or debt.
48 percent of cardholders are in debt, down slightly from earlier this year.
Inflation has many Americans trying to make their holiday shopping lists on a budget.
The holidays are almost here, have you considered how much to tip this year?
A new Bankrate survey shows how our childhood influences our money habits.
Middle-income Americans often don’t feel financially secure, despite their salaries.
Weeks before the election, most people feel pessimistic about where the economy is headed.
How have your finances changed since 2020? Half of U.S. adults now feel worse off.
People are impulsively spending hundreds on products seen on social media.
What would you change for the chance to work remote, hybrid, or for a shorter week?
Checked your drawers recently? 47% of Americans have unused gift cards.
Bankrate polling shows 21 percent of Americans regret not saving for retirement early enough.
Extreme weather is impacting our finances in unexpected ways.
Over the past sweltering summer, 72% of Americans had higher electric bills.
Trusted industry voices backed by Bankrate data
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Federal Reserve holds interest rates steady: What that means for mortgages, credit cards and more
Citing Bankrate’s credit card & savings rate data
More Americans have brighter outlook on state of finances for next year: survey
Featuring Bankrate’s Financial Outlook survey
What the Fed’s Rate Policy Means for Your Finances
Citing Bankrate’s credit card & savings account data