Skip to Main Content

Credit Cards

Compare top offers by category. Read our expert reviews and recommendations. Feel confident when you apply.

Tools & Reviews

CapitalOne Venture X Business Rewards Credit Card logo
5.0
Rating: 5 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review
Delta Skymiles logo
4.7
Rating: 4.7 stars out of 5
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Star Empty Icon
Star Icon
Bankrate Score
Read review

We asked the Bankrate experts: What is your favorite piece of credit card advice?

"I know it’s a hassle, but reading the fine print is underrated. Know what fees, APRs and benefits you’re signing up for. You might uncover extra value from features that aren’t advertised or discover some nasty fees to avoid. When you know what the terms are, it’s easier to get the most from your cards and avoid pitfalls."
"Credit card rewards, welcome bonuses and added perks — like travel insurance or savings on certain brands — are essentially free money. By swiping a card for everyday purchases, you can earn rewards toward your next trip or cash in your wallet. Pay your balance on time and in full to avoid interest fees and credit dings."
"I think the best habit is to treat your credit card like a debit card. Don’t spend more money than you can easily pull from your checking account. If you can’t pay off a purchase within a couple of weeks, you can’t afford it. This practice can help you avoid credit card debt — and expensive interest charges."
"There’s a saying that credit cards are like power tools. As in, really useful or dangerous. It’s all about how you use them. Half of cardholders pay in full every month and benefit from rewards and buyer protections. The other half can get trapped in an expensive debt cycle. Pay in full and get credit cards working for you."

Featured by names you know and trust

The latest

Couple managing their finances
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
Multi-generation family waving sparklers outdoors on an American national holiday
No matter how your July 4th holiday plans shake out this year, you have the potential to earn credit card points or redeem rewards to pay for supplies, travel and more.
design image of a person paying with a phone
Here’s your guide to activating your phone’s mobile wallet.
A balance transfer could be a helpful way to streamline your high-interest debt.
design element displaying a backpacking traveler taking a photo with a palm tree leaf in the background with a solid green background
Reach your travel goals by earning and redeeming travel points and miles.
Custome design image of a scale held up by a finger with a credit card on one end and dollar bills on the other
What is an adjusted balance, and how does it affect how much you pay in interest?
Young woman sitting in living room while working on laptop with headphones on
Learn about unsecured credit cards for bad credit you should consider.
Happy women on beach holiday shopping online
These 5 travel cards come with a 0 percent intro APR.
Happy women on beach holiday shopping online
These 5 travel cards come with a 0 percent intro APR.
Man using credit card while online
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
woman shopping online
Before signing up for a 0 percent APR card, check out these little-known facts.
grandson using a digital tablet with his grandmother
Instant use cards can come in handy when you don’t want to wait for your new card to arrive in the mail.
woman arranging a mannequin in her clothing store window
This guide can help you decide if signing up for the Bank of America Business Customized Cash is worth it.
Woman at table holding credit card and typing on laptop
You can use a credit card to pay off student loans, but it’s not an easy process.
woman looking at card
Cards that offer 0 percent intro APR can be excellent tools.
woman using smartphone and credit card while sitting in cafe
Find out the pros and cons of a 0 percent intro APR credit card.
Man with glasses sitting at desk using laptop
Learn everything you need to do to apply for a credit card and increase your chances of approval.
a person making a contactless payment at an outdoor bar
This guide outlines the major advantages this credit card has to offer.
Woman holding a credit card while typing on a laptop
Here’s why using the Citi Diamond Preferred Card for balance transfers makes sense.
Woman on cell phone with dog
Issuer assistance won’t last forever. Here are 4 cards offering no late fees or a one-time pass.
Woman using credit card for online payments
Both the BankAmericard and the Citi Diamond Preferred are good options for a balance transfer card.
Young woman uses smartphone and smiles with credit card in hand with a young man
Learn more about which Discover credit card suits your credit card goals
couple viewing credit card offers
Choosing between the cards depends on whether you prioritize debt payoff or rewards.
woman using a credit card to shop online
A new credit card, timed right and used strategically, can help you fight high prices.
design element a violet background with a foreground of an older male in a suit holding a card in his hand with an airplane in the upper right corner and money descending behind him
The best cash back business credit cards come with no annual fee.
Man Ordering At Quirky Café Counter
Here’s how I earned $1,701 in credit card rewards in 2022.
Mom at home on computer with her young son
Retailers pay a commission to cash back sites as you make qualifying purchases.
woman purchasing gas at pump
The best card depends on your spending habits and personal preferences.
Portrait of a happy young woman using credit a card for online shopping at home
A 2 percent cash back card can be a strong addition to your wallet.
family snorkeling in the ocean
You can redeem card rewards for cash back, points or miles and gift cards.
two man setting groceries on kitchen counter
Whether or not you’re willing to pay an annual fee will be a big factor.
design element displaying a backpacking traveler taking a photo with a palm tree leaf in the background with a solid green background
Reach your travel goals by earning and redeeming travel points and miles.
Person on laptop with credit card
Here, we’ll take a look at some of the top online shopping cards to consider.
Family leisure. Couple enjoys staying together in a hotel
Receive up to 40% bonus points by taking advantage of limited-time transfer bonuses.
Sears going out of business sale
Here’s how your retail credit card may be impacted by store closures.
Find out the “hidden” credit card perks that could benefit you.
Man Ordering At Quirky Café Counter
Here’s how I earned $1,701 in credit card rewards in 2022.
collage of a father and daughter on a computer
Learn how to pool your credit card rewards with family to get your dream redemption.
woman making payment at an outdoor restaurant
Chase Freedom Flex and Chase Freedom Unlimited have similar benefits.
OSZAR »