Should college students consider personal loans?
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
4 min read
May 07, 2025
Allison Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Taxes
- Mortgages
- Auto loans
- Small business loans
EDUCATION
- Bachelor’s, University of South Florida
- Master’s, University of South Florida
Allison Martin is a contributor to Bankrate covering personal finance, including taxes, mortgages, auto loans and small business loans. Martin’s work began over 10 years ago as a digital content strategist, and she’s since been published in several leading outlets, including The Wall Street Journal, MSN Money, MoneyTalksNews, Investopedia, Experian and Credit.com. Martin, a Certified Financial Education Instructor (CFE), also shares her passion for financial literacy and entrepreneurship with others through interactive workshops and programs.
Allison's latest articles
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How does payment deferral work for personal loans?
Experiencing financial hardship? Learn the general guidelines for personal loan deferment to help manage your loan payments.
5 min read May 06, 2025 -
What is wholesale mortgage lending?
You may not recognize their name, but they might have a better deal for you.
4 min read May 05, 2025 -
How to calculate your debt-to-income ratio, and why it matters
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
5 min read Apr 30, 2025 -
Do I have to file taxes? Here’s how to figure out if you should file a tax return
If your income hits a specified level, you’re required to file a tax return. But it can make sense to file no matter what your income.
6 min read Apr 25, 2025 -
Where to get a business loan
You can get small business loans from banks, online lenders and even nonprofits.
5 min read Apr 25, 2025 -
Pros and cons of a home equity line of credit (HELOC)
A HELOC has low interest rates, but it requires you to use your home as collateral.
11 min read Apr 24, 2025 -
Can I Get an Emergency Loan With No Job?
Employment isn’t the only income source considered by lenders.
5 min read Apr 21, 2025